Our Products

Flexible financial solutions designed to support your personal goals and business growth.

Cowry SalaryXpress (Public Sector)

A tailored salary-backed credit facility designed for government and public sector employees.

  • Loan Amount: Up to ₦2,000,000
  • Tenor: Up to 24 months
  • Transparent and competitive interest rates
  • Minimal documentation required – ID, BVN, salary verification & IPPIS number
  • Quick access to funds with seamless processing (within 2 hours after approval)
  • Available to Federal, State, and Government Agency employees
Apply Now →

Cowry Personal Financing

Support the life you’ve always imagined.

  • Loan Amount: Up to ₦50,000,000
  • Tenor: Up to 12 months
  • Transparent and competitive interest rates
  • Quick access to funds with seamless processing
Apply Now →

Cowry Business Financing

Give your enterprise the strength to thrive.

  • Loan Amount: Up to ₦200,000,000
  • Tenor: Up to 12 months
  • Transparent and competitive interest rates
  • Quick access to funds with seamless processing
Request Financing →

Savings Solutions

Grow your money securely with our flexible savings options.

Cowry FlexiSave

Save anytime and earn daily interest with full withdrawal flexibility.

Cowry LockBox

Lock funds for higher returns while building financial discipline.

Start Saving →

Need Help Choosing?

Our relationship managers are ready to guide you to the best solution.

Talk to Us