Our Products

Flexible financial solutions designed to support your personal goals and business growth.

Cowry SalaryXpress

A loan designed especially for government/public sector employees.

  • Loan Amount: Up to ₦2,000,000
  • Tenor: Up to 24 months repayment
  • Affordable interest rates
  • Less documentation – ID, BVN, salary verification & IPPIS
  • Fast disbursement – within 2 hours after approval
  • For Federal, State and Government Agency employees
Apply Now →

Personal Loans

Flexible financing for salaried professionals in private or public organisations.

  • ₦100,000 – ₦50,000,000
  • 6 – 12 months tenor
  • Minimal documentation
  • Fast processing
Apply Now →

Business Financing

Funding solutions to support your business operations and growth.

  • Working Capital
  • LPO Financing / Invoice Discounting
  • Asset Finance
  • Dedicated Relationship Manager
Request Financing →

Savings Solutions

Grow your money securely with our flexible savings options.

Cowry FlexiSave

Save anytime and earn daily interest with full withdrawal flexibility.

Cowry LockBox

Lock funds for higher returns while building financial discipline.

Need Help Choosing?

Our relationship managers are ready to guide you to the best solution.