Access Quick and Convenient Loans with Cowry Finance.

From business growth to personal milestones, we make finance simple, secure, and rewarding.

  • Fast Processing
  • Flexible Repayments
  • Human-centered Support
FlexiSave • ₦98,725 Lockbox • ₦1,360,000 BizSavings • ₦5,745,000

Save Smarter. Earn Daily.

Turn your goals into reality with smart, automated savings that work for you 24/7. Whether it’s your next investment, dream home, or a rainy-day fund — Cowry Finance helps your money grow consistently, securely, and effortlessly.

  • 💡 Automated targets that keep you disciplined
  • 🔒 Lock funds while earning competitive daily interest
  • 📱 Withdraw or top-up anytime with full control
  • 🌱 Watch your savings grow — every single day
User managing savings on Cowry app

Fuel Your Enterprise with Business Loans

Empower your business to reach its next milestone. With Cowry Finance Business Loans, you get quick access to working capital, transparent terms, and flexible repayment options that scale with your growth.

  • ⚡ Fast approval & disbursement within 48 hours
  • 📊 Tailored loan amounts — ₦100,000 to ₦200 million
  • 💼 Flexible repayment from 6 to 12 months
  • 🤝 Dedicated account manager every step of the way
Cowry business loan client expanding operations

Who We Are

Cowry Finance is committed to empowering individuals and businesses with tailored savings and loan solutions that transform aspirations into achievements. We combine innovation, integrity, and speed to deliver financial services that truly make a difference.

Our Products

Simple, transparent offerings for real-world goals.

Personal Loans

Support the life you’ve always imagined.

  • ₦100,000 – ₦50,000,000
  • 6 – 12 months repayment
  • Competitive interest rates
  • Fast processing & disbursement
Apply Now →

Business Loans

Give your enterprise the strength to thrive.

  • ₦100,000 – ₦200,000,000
  • 6 – 12 months repayment
  • Competitive interest rates
  • Quick access to funds
Apply Now →

Savings

  • CowryFlexiSave – Save smart, earn daily!
  • CowryLockbox – Save smart, earn more, and stay in control.
  • CowryBizSavings – Secure funds while growing your enterprise.
Start Saving →

Loan Features

💸 Competitive rates
Fast processing

Experience the Ease

Borrowing with Cowry is simple, transparent, and tailored to your needs.

Bank on the Go

Open an account, apply for loans, save smarter, and pay bills — all with the Cowry mobile app.

  • Instant account opening
  • Quick loan requests & tracking
  • Target savings & daily interest
  • Multiple bill payments in one place
Quick Loan Approved ✅
Bills Paid • ₦2,000
AutoSave +₦1,500 today

Why Choose Cowry Finance?

✅ Licensed by CBN
✅ Fast, reliable approval
✅ Flexible terms
✅ Competitive rates
✅ Human-centered support

Cowry Finance – Enhancing Lives, Empowering Businesses.

Take the step today — let us fund your tomorrow.